Moments later, Amanda returned with a cup of coffee and some snacks. As she sat next to him, he looked at his watch…10 to 03:00pm…she looked at hi... and he understood that they would be skipping the classes for the day.“Your message…Are you alright?”, Joseph asked initially. However, she remained quiet.He bagan to worry and asked her again, “Amanda…What’s going on? Is there any problem?” This time he nudged his index finger below her chin to lift her face up. Their eyes met for the first time. For a moment we sit there staring at each other. I know that if I let this go on too long then I won't be able to do it all, nerves will get the better of me, and I can see you're getting impatient. Believe me when I say I've never done this before and please be gentle with me?Lifting my hand, I begin to unbutton my shirt, starting at the bottom and working my way up. The fabric falls naturally back in place so that by the time I'm finished, although it's now completely undone, you can see. “Hey cutie, how are you?” I asked as I looked her over.It was hard not to look her over, Kara must have been about 23. She packed a slight pudginess into her 5-feet, five-inch frame. I think she weighed about 130, and usually wore tight black jeans and sweaters around the health club.Her breasts seemed a b-cup, maybe a c and jutted out nicely without being overwhelming. Her face was rounded, her brown curly hair fell just below her shoulders. She just had a body that looked like it would fit. " What's the penalty amount ta?" Well, it's pretty steep. It comes ta 400% of the principal. But that's the deal. It's a "take it or leave it" offer." Shit, That's $100 in penalty fer a $25 loan at 40% interest. So, ifen I went two months without payin', I'd owe $145. Ain't no way I'll do that ifen I kin find the money any other way. By the way, where is this Mr. Anders from; I'll bet it ain't from around here." Well, Mr. Anders is from Boston an' has only been in the county fer 'bout 5 months..
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